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Protect your income. 
Protect your future.

Could you stay financially stable if your income suddenly stopped?

Most of us insure the everyday things – our pets, our phones, our holidays. But the one thing that pays for all of those, our income, often gets overlooked.

When illness or injury stops you from working, the financial impact can hit harder than the illness itself. Not because people haven’t planned, but because the support available often doesn’t go far enough.
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The reality of statutory sick pay
(SSP)

For many employees, SSP is the only support available if they’re too ill to work. But SSP is just £123.25 per week, and if you’re self‑employed, there’s no SSP at all.

When you compare that to everyday expenses like mortgage or rent, food, transport, utilities, and childcare, it becomes clear how quickly things can become difficult.

Even where employers offer enhanced sick pay, it often only lasts for a limited period.
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How income protection supports you

Income protection replaces a portion of your income if illness or injury stops you from working.
It can work alongside any employer sick pay you receive and it’s designed to help you:

Keep essential bills paid

Maintain your financial commitments

Avoid using savings or credit to stay afloat

Reduce stress while you recover

It’s simply about having a dependable backup plan.
Why people choose to think about income protection
You may have had a recent life change, a new job, a growing family, a mortgage, or other increased financial responsibilities. Or you may simply want to feel more financially resilient and confident about the future.

Either way, it’s about making sure you have support in place if illness or injury
ever stops you from working.

Ready to explore your options?

Let’s talk through what income protection could look like for you and find something that fits your circumstances.
Book your meeting today.
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Ablestoke is a trading style of Ablestoke Financial Planning LLP, an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority.

Registered Address

Admirals Offices Main Gate Road,

The Historic Dockyard,

Chatham, Kent,

ME4 4TZ
Registered in England and Wales
Disclaimer: Some employee benefits & auto enrolment are not regulated by the Financial Conduct Authority’
Registered in England and Wales. Registered number: OC367708
Disclaimers: 
Some employee benefits, cash on deposit advice, auto enrolment, tax planning, inheritance tax planning, will writing, powers of attorney, trusts & estate planning are not regulated by the Financial Conduct Authority Tax treatment varies according to individual circumstances and is subject to change.

The guidance and/or information contained in this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK