Meet the team

Roy Bannock ~ Senior Manager

Royston is one of the founding members of Ablestoke.

Originally from Bexley in South East London, he studied I.T. at college before working for Microsoft for two years. He went on to run a successful I.T. business before joining the Financial Services industry in 1999.

Over the last 17 years Royston has become both an experienced advisor, specialising in personal, family and business protection, as well as managing a successful team.

Royston is a keen golfer, snowboarder and a lifelong Crystal Palace fan.

0203 463 8829

Matthew Smith ~ Junior Associate

Growing up in Kenton, North west London, Matt went on to attend Kingston university & London Southbank university, gaining a degree in Sports Science. Matt was previously Business Development Manager at one of the 3 Largest tax refund companies in Europe, UK Tax Free Refund Limited and whilst one of their top sales managers in the Pan-European group, Matt nurtured relationships with Manchester City, Liverpool as well as Nokia in London.

Matt continues to play football and cricket, having represented QPR and Middlesex as a youth before injury forced him to hang up his boots. He now spends much of his spare time passing on his footballing prowess to his son who harbours aspiration to follow in his father’s footsteps.

Matt is also a keen cook, loving cooking all types of cuisine and enjoys regularly sampling his next potential dish whilst dining out.

0203 463 8830

Humaira Chowdrey ~ Senior Consultant

Humaira is a legal graduate who grew up in Essex.

After leaving university Humaira began a career in fashion and modelling, however her desire to work in the city lead her to look into financial services, and to join Ablestoke in 2014. Since joining Humaira has already been promoted and is studying toward her diploma in financial planning.

Her passion for fashion is still evident in her blogging, as well as her other passion which is fine dining, considering herself a “massive foodie”! Humaira also finds time for volunteering for women’s rights issues.

0203 463 8821

Dayna Joseph ~ Junior Associate

Dayna joined Ablestoke in 2014 as an economics graduate who grew up in Dulwich.

After graduating Dayna worked in the shares plans & US taxation divisions of Capita Plc, before deciding that she wanted a role which gave her more interaction with clients and enabled her to give something back, which led her to join Ablestoke.

Dayna is currently studying for her diploma in financial planning and has been promoted to the role of consultant.

0203 463 8816


Ravi Patel ~ Apprentice

Ravi was born in Surrey and raised in East London. He attended Queen Mary University studying Business Information systems. He  joined Ablestoke in May 2015 as an Apprentice, he is now working towards becoming a financial planner.

Ravi has a huge passion for all sports and follows football, specifically Chelsea religiously. He also plays weekly and takes part in many 7a-side tournaments.

0203 463 8836


Graham Smith ~ Consultant

Graham grew up in Hampshire but now lives in Tooting. He worked for MyBnk after studying Banking & Finance at Loughborough University. During his time with the charity, Graham delivered finance and enterprise workshops and one to one support to young people across London.

Graham is an avid sports fan, especially football and cricket. He is a regular at both Crystal Palace and Surrey matches throughout the year and enjoys cycling as well as eating out with friends.

0203 463 8828